Every Benefits
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About Every Benefits

An FMO and an agency, from Miami

We sell Health and Life ourselves and we contract other agents with the same carriers. That is why we know what slows each side down.

Meet the team↗ Talk to us
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Equipo trabajando en la oficina
Our story

From one agency to 48 states

  1. 01

    An agency in Miami

    Selling Health and Life to families, in English and in Spanish.

  2. 02

    The FMO

    Other agents ask to work with our carriers, and we start contracting them.

  3. 03

    Our own platform

    Contracting, training and commissions move to one screen, from months to days.

  4. 04

    48 states

    More than 4,000 agents writing with 30+ carriers across the country.

Both sides

What being an FMO and an agency means for you

1As an FMO, with the carriers

  • We know what each carrier asks forYour application goes out complete, so it does not come back.
  • We chase every submissionYou see where each one stands without calling anyone.
  • 30+ carriers in one contractHealth, Medicare, Life, Dental and Vision.

2As an agency, with the clients

  • We sell every dayThe training comes from what works on real calls, not from a manual.
  • We know the agent's weekThe platform shows what you need to write, not everything we have.
  • The Hispanic market is ours tooCourses, support and platform in Spanish from start to finish.
Our team

The people behind Every Benefits

Who leads Every Benefits and who looks after each area.

Jorge VeronaCEO & Founder

Leads Every Benefits and its relationships with the carriers.

Enrique MassuetVice President & Founder

Oversees agent contracting and how the agency grows.

Luis VitierDirector & Founder

Oversees operations and the platform agents work on.

IT and consulting
Diesan RomeroChief Information Officer (CIO)

Leads the systems and technology the agency runs on.

  • SRSebastián RomayAI Advisor, Technology
  • ODOmar DiaoAI Advisor, Business
  • JPJosep PiguillemAI Advisor, Sales
Operations
Anet EspósitoHR & Onboarding

Takes care of the team and walks every new agent through onboarding.

  • MMMarco MarichalContracting
  • MRMateo RosalesTraining
  • ESElda SivoliAudit
Ramel VitierACA Expert Advisor

Helps agents with ACA plans, enrollment periods and subsidies.

  • SLSergio LlinásLATAM Operations Director
  • MAMaría AlejandraCustomer Service
  • SGStephanie GarcíaCustomer Service
What we commit to

Three things you can hold us to

No hidden fees

The carrier pays the commission. You do not pay to join, to train or to use the platform.

Your book is yours

Release terms are in your contract before you sign. If you leave, your policies go with you.

English and Spanish, always

The platform, the courses and a person on the phone, in the language you sell in.

Where we are

Our office in Miami

Come by, or call us. The same team that answers the phone works from here.

Get started

Three questions and we take it from there

A person from our team calls you back the same day, in English or in Spanish.

Step 1 of 3

Do you have an insurance license?

If you do, pick the state where you are a resident agent.